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Canterbury Mortgage Brokers
 DSG Homefinance Ltd




Mortgage Broker in Margate

DSG Homefinance Ltd


Company: DSG Homefinance Ltd
 Address: 152 Northdown Road, Cliftonville, Margate, Kent, CT9 2QN
 Category: Margate Mortgage Brokers
 Telephone: 01843 292 435
 Fax: 01843 292 287
 E-mail: enquiries@dsghomefinance.co.uk
Visit our Web Site: www.dsgfinance.co.uk
Contact: Dave Gollick

Welcome
Whether you are planning your first purchase, moving home, re-mortgaging or debt consolidation, buying a second property or considering a commercial venture we can help. At DSG Homefinance Ltd we have the experience and expertise to obtain the best mortgage to suit your individual requirements.

If you want the lowest rate, or simply a more flexible mortgage DSG Homefinance Ltd will give you great service, honest financial advice and the benefit of years of experience that you need to make a positive difference to your future.

We have access to 1000´s of mortgage products so by using DSG Homefinance Ltd, we can save you time and money sorting through all the paperwork and hassle this can cause!

We also have specialist lenders for people who have experienced financial difficulties in the past, so do not dismiss your chances of getting a mortgage if you have defaults or CCJ´s registered against you.

No matter what the nature of your mortgage enquiry feel free to contact us for advice - no obligations attached.

Why Use Us
  • Free initial consultation, flexible appointments to suit you.
  • We are able to offer advice to clients all over the UK. We can deal with you either by phone/post/face to face/over the internet or through a combination of these.
  • We will try and get you the best mortgage for your circumstances.
  • Look at ways to protect your mortgage against Serious Illness, Death, Sickness and accident, Unemployment.
  • Make sure your Home and Contents are insured.
  • Our aim is to save you time, money and the hassle of dealing with all the paperwork.
  • We complete all the mortgage forms and keep you updated on the progress of your mortgage application.
  • Your application will be dealt with quickly and sympathetically.
Our Services
House Purchase
It might have been quite some time since you arranged your last mortgage and perhaps you are wondering where to start again.

Your current mortgage lender can no doubt help you with the funding of your next property however are you sure they will offer you the best mortgage rate on the market?

At DSG Homefinance Ltd we have access to 1,000´s of mortgage products so can advise you if switching lenders can save you money!

We search the market place to find the most suitable lenders to suit your circumstances and once your chosen lender has been made, we deal with all the paperwork from start to finish. We update your estate agent and solicitor giving you the freedom of getting on with your day to day life.

Are you paying too much for your mortgage?

Even if you are not moving home you can still switch your mortgage to another lender to lower your monthly payments.

The cost of doing so is relatively small and you can borrow additional money to spend as you wish and still save money each month without increasing your mortgage.

Buy to let

If you are looking to buy a residential property as an investment, DSG Homefinance Ltd will endeavour to find the most suitable product for you from the market place.

Buy to let allows you to finance the purchase of a property solely to be let.

Buy to let offers you an opportunity to invest money with the potential of a good return for your future.

The affordability of a buy to let mortgage is normally calculated using a rental assessment, whereby the estimated monthly rental yield is expected to cover the mortgage payments by a percentage, usually 125% - 130%.

We also have access to lenders who do not use the above calculation but base their lending on affordability, this is especially useful where the rental yield is low.

Some lenders will expect applicants to prove a minimum earned income, often either £15,000 or £20,000, despite still working the affordability of the mortgage on the rental assessment alone.

Other lenders will expect applicants to self certify their income, but will not require physical proof. These lenders may work on the full affordability based on the self certification of income rather than the rental assessment.


Call Us 01843 292 435

Email Us enquiries@dsghomefinance.co.uk

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.


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