Friendly Professional Independent Mortgage Advice.
Company: Aspire IFA Ltd Address: Hewmar House, 120 London Road, Gloucester, GL1 3PL Category: Gloucester Mortgage Brokers Telephone: 0800 458 2782 Fax: 08707 627941 E-mail: jtibble@aspire-ifa.co.uk Visit our Web Site:www.aspire-ifa.co.uk Contact: John Tibble
Independent Mortgage Advice We have independent access to every Building Society, Bank and Specialist lender in the market. We don´t charge fees for arranging your mortgage so why not let us research the market for you?
www.aspire-ifa.co.uk
Mortgages, Remortgages and Buy to Let
It is important to organise your mortgage as soon as you are ready to start looking for property. The loan may take a few weeks to process, and the person you are buying from (and the estate agent) will want to know your mortgage lender is all set to go.
If you arrange mortgage finance before you´ve even found your property you can get an Approval In Principle from your chosen lender.
An Approval In Principle costs nothing and does not commit you in any way, but it does confirm your ability to obtain a mortgage.
Self Cert, 100% and 125% Mortgages Self Certification Mortgages can be helpful to both Self Employed and Employed home buyers who for a variety of reasons are not able to evidence their earnings.
Self Certification Mortgages are available to up to 90% of a property value and for First Time Buyers as well as Existing mortgage holders.
Whilst having a good sized deposit can help you obtain a competitive mortgage, in today´s market many lenders offer 100% mortgages where a deposit is not needed.
125% mortgages are a recent innovation and can be very useful in certain circumstances.
Your ability to afford a mortgage may be hampered by your existing credit commitments.
A single mortgage payment may be a better option than trying to repay loans & credit cards as well as a mortgage.
Your new property may need work to turn it into your dream home so why not use a 125% facility to do the work straight away.
Aspire Independent Financial Advisers Limited is authorised and regulated by the Financial Services Authority (FSA). If a mortgage is secured on a property, insurance may be required. Written quotations available on request. Loans subject to status, type and value of property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. This website does not constitute a solicitation to anyone in any jurisdiction in which such solicitation is not authorised, nor to any person to whom is it unlawful to make such a solicitation.